If you live in Canada and receive government benefits, then 2025 will bring some changes to your CRA payments. From higher monthly credits to updated payment dates, the Canada Revenue Agency (CRA) has shared important details for those getting GST/HST credit, CCB, Climate Action Incentive, OAS, CPP, and more.

This guide covers everything you need to know about CRA benefit payments in 2025. We will explain how much you can get, who is eligible, and when the money will be deposited into your bank account.

CRA Benefit Payments 2025: Quick Overview

What Is the CRA Benefit Payment?

The CRA benefit payments are regular financial supports sent to eligible Canadians by the Canada Revenue Agency. These payments help low and moderate-income individuals, families with children, seniors, and workers. The CRA automatically deposits the money into your bank account if you’re eligible and your tax return is filed.

GST/HST Credit 2025

The Goods and Services Tax / Harmonized Sales Tax (GST/HST) credit helps people and families with low income. It is a tax-free amount sent every three months.

Key Points:

• New maximum for July 2025 to June 2026 is $496 for singles and $650 for couples
• Payment dates in 2025 are: January 5, April 5, July 5, and October 4
• Amount depends on your 2024 income

You don’t need to apply separately. Just file your taxes.

Canada Child Benefit (CCB) 2025

If you have children under 18 years old, you can get monthly payments through CCB. It helps with the cost of raising children.

Updated Details:

• Maximum amount per child under 6: $7,437 per year
• Maximum amount per child aged 6 to 17: $6,275 per year
• Paid every month, usually around the 20th

Next payments are expected on:

• July 19, 2025
• August 20, 2025
• September 20, 2025

You must file your taxes to continue getting CCB.

Climate Action Incentive 2025

This payment helps people in provinces where the federal carbon tax applies. It is given quarterly.

Payment Amounts (Estimate for July 2025):

• Ontario: $140 for single adults
• Manitoba: $180 for a family of four
• Alberta: $386 for family
• Saskatchewan: $340 for family

Next payment date is July 15, 2025. No need to apply separately. You must file your taxes.

Canada Pension Plan (CPP) 2025

This is retirement income for people who worked and contributed to CPP. It is paid monthly.

Payment Update:

• Average monthly CPP payment: $758.32
• Maximum monthly payment (age 65): $1,364.60
• Paid on the last working day of each month

Next payment is expected on July 29, 2025.

Old Age Security (OAS) 2025

OAS is for seniors aged 65 and above. It is different from CPP and paid monthly.

Payment Info:

• Up to $713.34 monthly (if aged 65-74)
• Up to $784.67 monthly (if aged 75+)
• Clawback starts if your income is over $90,997

Next OAS payment is also expected on July 29, 2025.

Advance Canada Workers Benefit (ACWB) 2025

This benefit supports low-income workers and is now paid in advance every quarter.

Payment Amount:

• Up to $1,518 for single workers
• Up to $2,616 for families

Advance Payment Dates:

• January 12, 2025
• April 12, 2025
• July 12, 2025
• October 12, 2025

If you’re eligible, CRA pays it automatically based on your previous tax filing.

Alberta Affordability Payments 2025

In 2023, Alberta offered $100 per month for children under 18 and seniors with household income under $180,000. As of now, there is no confirmation for 2025. If resumed, it will be handled through CRA direct deposit.

Keep checking Alberta government announcements for updates.

Who Is Eligible for CRA Payments?

Your eligibility depends on the benefit type. But in general, you must:

• Be a resident of Canada for tax purposes
• File your income tax return every year
• Meet the income and age requirements
• Have children under 18 (for CCB)
• Be aged 65+ (for OAS)

For the Climate Action Incentive and GST/HST credit, CRA automatically calculates your eligibility after tax filing.

How to Get CRA Payments in 2025

You do not need to apply for most benefits like GST, OAS, and CCB if you’ve already filed your 2024 income tax return.

Here are some simple tips:

• File your tax return early in 2025
• Use direct deposit to get paid faster
• Update your address and marital status with CRA
• Use CRA’s “My Account” to check payment status

What If You Missed a Payment?

If your CRA benefit did not arrive on time:

• Wait 5 business days after the payment date
• Call CRA at 1-800-959-8281 (for individuals)
• Use CRA “My Account” online to check your benefit details

Also make sure your direct deposit information is up to date.

Tips to Maximize CRA Benefits in 2025

• File taxes even if you have zero income
• Claim your children correctly with their SIN
• Apply for the Disability Tax Credit if you qualify
• Use CRA’s benefit calculators to estimate how much you can get

Final Words

CRA benefit payments are one of the most important financial support systems for Canadians. In 2025, make sure you file your taxes early, keep your information updated, and check your CRA “My Account” regularly. These payments can support your rent, food, child care, and monthly needs.

Bookmark this page for all CRA 2025 benefit updates, payment dates, and eligibility news. Always rely on official CRA announcements and keep your records clean to avoid delays.